The very first thing I talk about in The Money Blueprint is mindset. Because if your mindset isn’t right, you will never reach true financial freedom.
You could have all the right strategies, the best business plan, and even access to opportunities, but if you still think like a broke person, you will stay broke.
Wealth starts in the mind before it ever shows up in your bank account. The difference between the rich and the poor isn’t just money.
It’s how they think, how they see the world, and how they make decisions.
So the question is, which mindset do you have?
Broke People Think in Scarcity. Wealthy People Think in Abundance.
Broke people believe money is limited, that there’s never enough to go around. They see someone else’s success as a threat to their own.
They hold onto every dollar like it’s their last because deep down, they believe making money is hard.
Wealthy people know that money is everywhere. They understand that value creates wealth, and as long as they can provide value, they will never run out of money.
They don’t hoard, they invest, multiply, and create more opportunities.
Broke People Trade Time for Money. Wealthy People Build Assets.
If you’re working hourly or salaried and that’s your only source of income, you’re stuck in the broke mindset.
There are only so many hours in a day, which means there’s a cap on your income. That’s why the wealthy don’t focus on working more, they focus on owning more.
They build assets. They create businesses, invest in real estate, and put their money into things that grow without needing their constant effort.
They understand the power of leverage, using money, people, and systems to multiply their income.
If your money isn’t working for you, you’re working for it, and that’s a losing game.
Broke People Avoid Risk. Wealthy People Manage Risk.
Fear keeps people broke. Fear of failure, fear of losing money, fear of stepping outside their comfort zone.
That’s why most people stay in the same job for years, never starting a business, never investing, never doing anything different.
They play it safe, and safe never leads to wealth.
The rich know that calculated risk is necessary. Every successful entrepreneur has lost money at some point.
Every investor has made a bad decision.
But the difference is, they keep going. They educate themselves, they manage risk instead of avoiding it, and they understand that failure is just part of the process.
Broke People Focus on Saving. Wealthy People Focus on Earning.
Saving is important, but it won’t make you rich. Cutting back on lattes and clipping coupons isn’t going to build generational wealth.
Broke people think the only way to get ahead is by shrinking their expenses. Wealthy people know the real key is to expand their income.
Instead of asking, “How can I save money?” they ask, “How can I make more?”
They focus on increasing their skills, building businesses, and creating income streams. They don’t settle for the same paycheck year after year, they look for ways to scale.
Broke People Let Money Control Them. Wealthy People Control Their Money.
When you have a broke mindset, money dictates your life. You stress about bills, live paycheck to paycheck, and feel like you never have enough.
You let your emotions drive your financial decisions. Spending impulsively when you feel good, and panicking when things get tight.
The rich don’t let money control them. They tell their money where to go. They budget, invest, automate, and make decisions based on logic, not emotions.
They see money as a tool, not a source of stress. And because of that, they never feel powerless when it comes to their finances.
Shifting to a Wealthy Mindset Starts Now
If you’ve recognized some of these broke habits in yourself, that’s a good thing. It means you’re aware, and awareness is the first step to change.
The good news is you can rewire your thinking. You can stop seeing money as a struggle and start seeing it as an opportunity.
Start thinking bigger, stop making decisions based on fear, and learn how to create assets instead of paychecks.
Invest in yourself. Focus on increasing your income, not just saving pennies.
And most importantly, take action.
The only thing standing between you and wealth is your mindset. Change that, and everything else will follow.
